What the Appraiser Does

Your Lender Wants to Protect You — and Themselves 

The appraisal isn’t about what the home is “worth” to you — it’s a third-party opinion based on market data, required by your lender.

 

   ✔️ Appraiser visits the property and reviews condition
   ✔️ Compares to recent local sales (comps)
   ✔️ Sends full report to lender within 3–7 days

 

What If It Comes In Low?

No Panic — You Have Options 

If the appraised value is lower than your offer, it doesn’t mean the deal’s dead. We’ll walk you through next steps calmly and strategically.

 

   ✔️ Renegotiate the purchase price
   ✔️ Bring additional funds to close
   ✔️ Dispute the appraisal with supporting data
   ✔️ Walk away (if allowed by your contingency)

 

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